Privacy Policy

Data Handling Principles

We implement a zero data retention policy for all SGB calculations:

  • No personal information stored (name, contact details)
  • Calculation inputs cleared on page exit
  • No server-side processing of financial data
  • All computations performed locally in your browser

Technical Implementation

JavaScript calculations isolated to client-side memory

No database connections or API calls

Security Protocols

Transmission Security

256-bit TLS 1.3 encryption

Same as RBI internet banking portals

Storage Security

Data erased immediately after:

  • Browser tab closure
  • 30 minutes of inactivity
  • Manual page refresh

Your Privacy Rights

Under Indian IT Act 2000 and GDPR guidelines:

Data Access

You control all inputs - no backend access

Right to Delete

Automatically enforced on page exit

Transparency

Open-source calculation scripts available

Verification Tip

Check your browser's memory usage - no data persists

Third-Party Interactions

We use only essential services:

Google Fonts

Anonymous font loading

Cloudflare CDN

Cache-only content delivery

*No personal data shared with third parties

Policy Evolution

Last updated: July 2024

Change Process

Updates announced via:

  • Website banner
  • Email notification
  • RBI circular references

Version History

v2.1 (July 2024): Added PGP encryption option

Privacy Queries

Contact our Data Protection Officer:

Response within few hours

Important Note

Do NOT email sensitive financial data - our calculator requires no personal information