Qualified Investors
Individuals
- Indian residents (KYC verified)
- 18+ years (minors via guardians)
- ₹6,500 minimum investment
HUFs/Trusts
- Valid PAN mandatory
- No income ceiling
- Requires legal documentation
Universities
- Restricted to central/state institutions
- Requires UGC approval
- Max 100kg per tranche
Required Documents
Identity Proof
- Aadhaar Card
- PAN Card
- Passport
Address Proof
- Voter ID
- Utility Bills (3 months old)
- Driving License
Financial Documents
- Bank statement (3 months)
- Income Tax Returns (ITR)
- Demat account details
Verification Tip
Use our sgb calculator after completing KYC
Income Requirements
Salary Earners
Latest 3 salary slips required
Min ₹50,000 annual incomeBusiness Owners
ITR filings for last 2 years
Turnover ₹10L+ requiredSenior Citizens
Age-proof documentation
60+ years for special ratesWho Can't Invest?
- Non-Resident Indians (NRIs)
- Corporate entities
- Foreign institutional investors
- Individuals without PAN
Exclusion Example
NRI trying to invest via NRO account:
Rejected per FEMA guidelines
Compliance Checklist
- Complete FATCA declaration
- Update KYC every 2 years
- Link Aadhaar with PAN
- Maintain demat account validity